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Risks
- Process, contents and fire load hazard.
- Flashover point 600°C.
- Main structure stability is threatened at 500/600°C.
- Property loss, contents and business/interruption losses.
- Fire crew safety.
Insurer Approved Protection
- Fire risk assessment may indicate the need for Loss Prevention Certification Board (LPCB) and Factory Mutual (FM) property protection approved sprinklers to suppress the fire at source.
- Eliminates the risk of main structure failure and collapse.
- Eliminates total property, contents and business interruption losses.
- Eliminates fire crew risk.
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Fire Risk Assessment Priorities
Structural Integrity of the Building Framework
- If unprotected from the impact of fire the main structure stability is threatened at 500°C to 600°C followed by collapse.
- Should the degree of fire hazard threaten the building structure’s integrity, the best way to protect the insured value of the business, contents and property is to prevent the fire occurring or to suppress it with property protection sprinklers.
- Main structure building collapse has the greatest effect on the property, business losses, interruption and the safety of fire crews.
- Parts L2 and J Building Regulations now require higher levels of thermal insulation which in the event of a fire accelerate heat/temperature build up, therefore making the main structure more vulnerable to earlier collapse.
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